$839,000
($157,175 down)9860 Costa Lago St, Spring Valley, CA 91977
PITI Monthly
Listing courtesy of: Stephanie Rivera, Keller Williams Realty
Assumed Rate
2.77%
7.15%Principal & Interest
$3,029 /mo
$4,998 /moWhat's Special
Welcome to this beautifully updated 4-bedroom, 2-bath home located at the end of a quiet cul-de-sac with stunning views of the Sweetwater Reservoir and San Miguel Mountain! This move-in-ready home features an open floor plan filled with natural light, dual-pane windows, and tasteful upgrades throughout. Enjoy quartz kitchen countertops, recessed lighting, ceiling fans in every bedroom, and vinyl plank flooring. The spacious layout is complemented by fresh interior paint, a newer water heater, updated electrical panel, and AC system. A robust, low-payment, financed solar system helps keep energy costs down, while the whole-house water softener and filtration system offer added comfort and efficiency. The home also includes washer/ dryer, rain gutters, and drought-tolerant landscaping in the backyard with fruit trees—perfect for low-maintenance living. Don’t miss your chance to own this beautifully maintained property with views you’ll never tire of! 2.75% VA Assumable Option! Welcome to this beautifully updated 4-bedroom, 2-bath home located at the end of a quiet cul-de-sac with stunning views of the Sweetwater Reservoir and San Miguel Mountain! This move-in-ready home features an open floor plan filled with natural light, dual-pane windows, and tasteful upgrades throughout. Enjoy quartz kitchen countertops, recessed lighting, ceiling fans in every bedroom, and vinyl plank flooring. The spacious layout is complemented by fresh interior paint, a newer water heater, updated electrical panel, and AC system. A robust, low-payment financed solar system helps keep energy costs down, while the whole-house water softener and filtration system offer added comfort and efficiency. The home also includes washer/ dryer, rain gutters, and drought-tolerant landscaping in the backyard with fruit trees—perfect for low-maintenance living. Don’t miss your chance to own this beautifully maintained property with views you’ll never tire of! 2.75% VA Assumable Option!
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$4,119.41/mo
Estimated Loan Balance
$687,611
Cash to close
$157,175
Interest Paid
$67,458
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Cooling & Heating
- Cooling: CentralAir
- Heating: ForcedAir, NaturalGas
Features
- Materials: Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: LivingRoom
- Flooring: Unknown
Exterior
Fencing
- Fencing: ChainLink, Wood
Roof
- Roof: Shingle
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Stucco
- Roof: Shingle
Condition
- Year Built: 1980
Details
- Builder:
Community & HOA
Community
- Subdivision: Spring Valley
- Features: Unknown
HOA
- Has HOA: No
Location
- Region: Spring Valley
Financial Details
- Price per Sqft: $563.47
- Tax Annual Amount: $10487.5
- On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $157,175!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 250024880SD
Listing From:
Last updated: 2025-04-18T20:04:03.000Z
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Assumed Rate
2.77%
7.15%Principal & Interest
$3,029 /mo
$4,998 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $157,175!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
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