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$515,000

($114,955 down)
FHA

598 Arden Circle, Highlands Ranch, CO 80126

3
2
1,279 sqft
PITI Monthly
$2,592.64 /mo

Listing courtesy of: Greg Dach, RE/MAX Professionals

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,861 /mo
$2,951 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
FIREPLACE
DECK
SPRINKLER SYSTEM
COMMUNITY POOL
CHARMING
COZY

Welcome to this charming tri-level home in the heart of Highlands Ranch, perfectly situated just one block from Bear Canyon Elementary and steps from open space with miles of scenic walking, biking, and hiking trails. Inside, you'll find a bright and open floorplan featuring a spacious kitchen with plenty of room for casual dining, ideal for everyday living and entertaining alike. Warm up by the cozy wood-burning fireplace or step outside to enjoy the private deck and small, easy-to-maintain yard—perfect for relaxing evenings or weekend gatherings. The detached two-car garage offers convenience and additional storage, while the front and back sprinkler systems help keep your outdoor spaces looking their best.With all appliances included and a location close to shopping, dining, community pools, and rec centers, this home offers comfort, convenience, and an unbeatable lifestyle in one of Highlands Ranch’s most desirable neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$2,592.64/mo
Estimated Loan Balance
$400,878
Cash to close
$114,955
Interest Paid
$50,576

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Highlands Ranch
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Highlands Ranch HOA
  • HOA Amenities: Unknown
  • HOA Fee: $171
  • HOA Frequency: $Quarterly
Location
  • Region: Highlands Ranch

Financial Details

  • Price per Sqft: $402.66
  • Tax Annual Amount: $3065
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,955 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $114,955!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$400,045
Your Cash$114,955
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,861/mo
Traditional @ 7.15%
$3,061/mo
You save $1,200/month ($14,401/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4545217

Listing From: recolorado

Last updated: 2025-04-16T22:41:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,861 /mo
$2,951 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $114,955 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $114,955!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$400,045
Your Cash$114,955
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,861/mo
Traditional @ 7.15%
$3,061/mo
You save $1,200/month ($14,401/year)

*Secondary financing rates are an estimated value based on input

Follow Us
West USA Realty
Agent/Broker
My Az Realty TeamWest USA Realty(480) 630-6016myazrealtyteam@gmail.comMLS BR504164000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than West USA Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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