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$469,900

($175,663 down)
FHA

10534 W COVE Circle, Arizona City, AZ 85123

3
2
2,271 sqft
PITI Monthly
$1,816.54 /mo

Listing courtesy of: Tony Neal, HomeSmart Lifestyles

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,333 /mo
$2,188 /mo

What's Special

WATERFRONT
CUL-DE-SAC
NO HOA

Waterfront property in Arizona can be yours! A home should be something you look forward coming home to. That will be the case with this fantastic waterfront beauty with an adjacent waterfront lot that is included and NO HOA. HVAC, Electrical, Plumbing Roof and Kitchen were all updated in 2020. Also comes with Solar Tubes, RV hook ups and Owned Solar System. There are numerous fruit trees and plenty of garden space. It seems like a wild life sanctuary, with ducks laying their eggs in the garden. Breathtaking views from the living room and the Arizona/Family room. Located on a quiet cul-de-sac. Lake is stocked annually.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,816.54/mo
Estimated Loan Balance
$147,440
Cash to close
$175,663
Interest Paid
$34,847

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Mini Split
  • Heating: Mini Split, Electric
Features
  • Materials: Painted, Stone, Slump Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Composition, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Painted, Stone, Slump Block
  • Roof: Composition, Tile
Condition
  • Year Built: 1978
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ARIZONA CITY UNIT TEN
  • Features: Lake
HOA
  • Has HOA: No
Location
  • Region: Arizona City

Financial Details

  • Price per Sqft: $206.91
  • Tax Annual Amount: $1047
  • On Market Date: 2025-04-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,663 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $175,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$294,237
Your Cash$175,663
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,333/mo
Traditional @ 7.15%
$2,270/mo
You save $937/month ($11,243/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6849936

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-17T16:55:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,333 /mo
$2,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $175,663 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $175,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$294,237
Your Cash$175,663
Total Purchase Price:$469,900

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,333/mo
Traditional @ 7.15%
$2,270/mo
You save $937/month ($11,243/year)

*Secondary financing rates are an estimated value based on input

Follow Us
West USA Realty
Agent/Broker
My Az Realty TeamWest USA Realty(480) 630-6016myazrealtyteam@gmail.comMLS BR504164000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than West USA Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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